Why do you make this a white vs not white issue?
Because that's what the intention is.
Republicans (post civil rights, Dixiecrats before that) specifically target non-white communities with laws designed to hurt them. They can't be as explicit about it as they once were, so they have to find proxy targets. Instead of just jailing blacks, we'll over-enforce drug laws in certain communities. Instead of saying we're trying to starve black families, we'll use 'welfare mothers' as a proxy. The goal is still the same as it was for all of US history - to win votes from whites by promising to take from non-whites. School vouchers. Stop and frisk. Zero tolerance approaches. Gang enforcement units.
But using proxies instead of specifically targeting leads to some collateral emiseration. Luckily, white communities have vastly more intergenerational and communal wealth, so those crafting the laws know that white communities will be more resilient to the kind of damage they intend to inflict.
not a problem with whites, it's a problem with the rich.
Crowdfunding success is heavily racialized. It strongly favours people with more wealth in their extended community or identity group. Poverty is incredibly racialized in the US, especially at the communal rather than individual level.
I certainly agree that rich people enjoy watching all the poors suffer, but here in the US there's still a large demographic beyond just the rich that feel safer when black and brown people are disproportionately targeted for misery.