Seems most of the people I know have gotten sick within the past month. This is an excellent overview of the new COVID boosters, Flu shots, and vaccines. All insurance plans cover all of these vaccinations. Most will cover them at any pharmacy, but Kaiser will require you to go through them.

FLU

• Aside from good diet and exercise, the #1 thing you can do to reduce your chance of a heart attack is to get a flu shot. Flu is a common cause of heart attacks. It cuts your risk by 25%!
• Hate needles? There is a nasal spray version of the flu vaccine, just ask your doctor about it

COVID

• If you have been avoiding boosters because the side effects are rough, check out Novavax. The MRNA ones took me out for 24-48 hrs, Novavax didn't even give me a sore arm. Just as effective. I have seen it at Rite Aid.
• Boosters will not completely prevent infection, but they make infection less likely, reduce symptom severity, and are extremely effective at preventing death. Reducing your chance of infection and symptom severity also reduces your risk of long covid and myocarditis.
• Even in cases of mild infections in healthy people, long covid can cause these symptoms for months or permanently: loss of smell, loss of mental acuity, exhaustion and fatigue, shortness of breath, etc. Your chance of getting long covid is 1-10% depending on how you define it and what study you read. The more times you get covid, the higher your risk of developing long covid.
• If you got your last booster 6+ months ago, your booster is basically doing nothing to prevent infection or symptom severity at this point. But the protection against death is quite durable.

For more information and FAQ, I highly suggest this article:

https://yourlocalepidemiologist.substack.com/p/a-guide-to-fall-2024-vaccines

Post about Eugene but applies to every other metro area where prices are increasing.

cross-posted from: https://lemmy.world/post/18067704

Rent in Eugene is high for one simple reason: it's a highly desirable place to live and the people who want to live here are all competing to rent the same units. There is more demand than supply, by a lot. Period. We have under-built for decades despite consistent net migration into our city. Landlords can charge the rent they do because somebody will pay it. The only way to get lower average rents is to reverse migration into Eugene or increase the housing supply.

Why have we under-built for decades? Because city council is an elected position. Homeowners vote, tenants tend to not vote. And to make this worse, homeowners benefit from this supply & demand mismatch because it causes their property values to go up. Politicians don't listen to blocks of voters who don't vote. Eugene homeowners, the neighborhood associations, etc have all lobbied successfully for "single family only" zoning and kept development out. City Council members also tend to be homeowners because at 15K a year you basically need a second source of income to even scrape by on that salary. Tenants and homeowners have opposite goals when it comes to land value.

So tenants, if you care about rent prices, make sure you vote, and make sure your city councilors hear from you that you want more units. If you don't like the options you get at the ballot box in general elections or think there aren't enough, vote in the primaries where your vote will have an even greater impact since you'll be choosing who other people get to vote for. All you need to do in order to vote in the primaries is select a party and your ballot will be mailed to you automatically. The whole process takes less than 5 minutes, can be done online, and you can change parties whenever you want. Selecting a party doesn't mean you have to vote for that party, only that you get the chance to vote in their primary. And vote YES on Ranked Choice Voting which is a measure that will be up for vote in the November election.

What about private equity? Blackrock? "Price-fixing software"?

I know it's popular to point the finger at private equity, AirBnb, or price-fixing software or whoever, but they are drops in the bucket compared to the massive supply and demand mismatch we have. And many urban areas in America have. Price fixing software won't enable you to charge more for rent than the market will allow, because another landlord without said price fixing software will just rent at a more reasonable price and get the tenant while your unit sits vacant and burns a hole in your pocket.

What about rent control?

Rent control will just advantage people in existing units while disadvantaging anybody who moves here from elsewhere or even from in-town. It also gives your landlord great incentive to constructively evict you and means whenever you move, your rent will take a very steep hike. It just polarizes the rental market. The total amount of rent being paid stays roughly the same, it's just no longer equally distributed among the entire renting population. Rent control doesn't work. Yes, it freezes rents for some segments of the population, but it prejudices in favor of whoever happens to be in a unit right this very moment and never moves and screws over everybody else w higher rent, especially those trying to get off the street!

What about expanding the Urban Growth Boundary?

This would make more cheap land available for development at the expense of nature being harder to access and farther away. We can build up without building out. I'm not in favor of expanding the UGB personally, but it would probably help.

But I hate all these new luxury condos!

K be mad then, but it's more supply. Now people who can afford luxury condos will rent them instead of out-bidding you for other units.

But the condos are all empty?!?

As a tenant, you want vacant units. Vacant units mean landlords have to live with the threat of their units not being rented, which means they will lower prices to make sure they stay occupied. Vacant units mean more negotiating power for tenants which turns up in things like pet-friendly complexes. Every market has inefficiencies and vacant units, this is normal. Trust me, those vacant units are costing them money. If they remain vacant long enough, the price will drop. That only happens if they actually remain vacant though, which our supply & demand mismatch won't actually let happen sustainably.

What about banning corporations from owning homes?

The legal structure of an entity owning a property doesn't matter, they can't actually set prices, the market does. Just like you can't buy a $1 million house and sell it for $2 million tomorrow, neither can blackrock. If they are sitting on property, they are losing money, but that's only true if the real estate market doesn't going up because we keep refusing to build more real estate. You need corporations to build apartment complexes, they require tens of million dollars to build, which means you need investors, which means you need a legal structure for investment to occur through safely. Most single home landlords are also LLCs.

What about forcing developers to make "affordable" units?

How do you make low and medium income housing? You build new, luxury housing and wait 20 years. This is similar to rent control where it just shifts around the rent to different parts of the market. Additionally, doing this makes this place less attractive to developers. Developers want to build units that are actually going to make them money, the more red tape and regulations, the more money they waste fighting or complying with them. And it's not just the developer's decision: they have to answer to investors. Investors don't want to invest in things which don't make money. Apartment complexes cost tens of millions of dollars, you need people to invest to make that happen, so you need to make investment attractive. Investors have the luxury of investing wherever they want. Unless Eugene is "investable", they will go elsewhere and you get no units.