Where is the line between "suggestion" and "hand holding"?

We had an interesting discussion on the discord about "hand holding" in video games. To describe a game as "hand holding" is 99% of the time a pejorative when I see it. So my question is 1) what constitutes "hand holding" and where would you say the line is? Is there "good" hand holding or is it always a bad thing akin to babying or not respecting the player? Always love good examples but mostly just curious what people think here.