Fidelity has a number of funds around 5%. A fidelity brokerage account auto invests in SPAXX, which is 4.96%. SPRXX is 5.02%. These accounts are insured, and the cash is completely liquid, a debit card tied to this account works normally, for example.
I admittedly haven’t looked at the article, but they are likely measuring based of a fixed snapshot in time, which tells you zero about the actual debt.
Example: at any given point in the month I have 5 figures of CC debt, but I always pay every card in full each month (I never carry a balance) and have enough money to zero everything out if something happens. Because of this it looks like I have high debt load when I really don’t. I do this because it simplifies payments, allows me to collect rewards, keeps my bank account/debit card out of mainstream use (which helps prevent my account info from getting stolen/misused) and allows cash to stay in my accounts just a bit longer earning that sweet 5% interest.
That being said, not everyone does that and many folks are likely in over their head.
God i am so glad i decided to stop driving
Why? Were you the idiot that decided to do this?
The somewhat popular “theory” is lead poisoning.
If I had the links handy I would drop them here. Not much (if any) evidence, however.
Lead poisoning makes people dumb which makes them vote “R” and do dumb stuff.
You should read AppleCare+ ToS before you make that claim. They will absolutely let you file a claim for accident damage (it is spelled out in the ToS).
@eek2121
@lemmy.world