I really think this is what the solution can be boiled down to for a lot of people. The rat race just to survive (not even thrive) is killer on the mood, where you feel like you are headed towards existentially, and utterly depletes the energy.
Why even bother trying to pursue things we actually enjoy? Or find out what we do enjoy? Too tired from work. Don't want to leave the house again if I can help it. It costs so much to do anything. Honestly, if I didn't end up having some decent people to hang out with at work I wouldn't have anyone close by. It's ridiculous.