Personal Finance Canada

!personalfinancecanada

@lemmy.ca
Create post
CPI for December 2023 - 3.4%

CPI for December 2023 - 3.4%

Open link in next tab

The Daily — Consumer Price Index, December 2023

https://www150.statcan.gc.ca/n1/daily-quotidien/240116/dq240116a-eng.htm?HPA=1&indid=3665-1&indgeo=0

The Consumer Price Index (CPI) rose 3.4% on a year-over-year basis in December, following a 3.1% increase in November. On a seasonally adjusted monthly basis, the CPI rose 0.3% in December.

Wealthsimple is starting to look like Canada’s next big bank

Wealthsimple is starting to look like Canada’s next big bank

Open link in next tab

Wealthsimple is starting to look like Canada’s next big bank

https://www.theglobeandmail.com/investing/personal-finance/article-wealthsimple-ceo-michael-katchen-big-bank/

CEO Michael Katchen has been instrumental in creating Canada’s most visible upstart competitor to banks and the rest of the financial services establishment

Wealthsimple is starting to look like Canada’s next big bank
Bitcoin hits mainstream American markets with U.S. regulators approving new fund

Bitcoin hits mainstream American markets with U.S. regulators approving new fund

Open link in next tab

https://www.cbc.ca/news/business/armstrong-bitcoin-etf-sec-1.7079932

$100K to get out? Landlords say they’re facing outrageous 'cash for keys' demands

$100K to get out? Landlords say they’re facing outrageous 'cash for keys' demands

Open link in next tab

$100K to get out? Landlords say they’re facing outrageous 'cash for keys' demands

https://www.youtube.com/watch?v=tuvb-ZmUyVk

Some small landlords say they're facing outrageous demands from tenants to hand back the keys. CBC's Ioanna Roumeliotis breaks down what’s behind the rise in...

Expense Tracker/Replacement for Mint

Expense Tracker/Replacement for Mint

As with many Mint users I was looking for a alternative when they announced their shutdown.

TLDR: Cashew is pretty good and free

I tested a few of the auto scraping alternatives (YNAB, Wealthica) but even though they were paid they didn't even have all the financial institutions.

Then I looked into manually entry and the top suggestion of Google Forms which turned out to be a pretty limited hack of a solution.

Finally stumbled on Cashew that had a proper mobile app, desktop web app, widgets, csv export. Perk of it also being free and open source(aka FOSS).

The whole app is actually impressively refined and noticeably better than the Mint Android app ever was.

As someone who had about 10,000 transactions in Mint from 2014 I was pretty hesitant on the switching to manual entry but everything is so streamlined it only takes 20 seconds from picking up my phone to entering a transaction once you have things setup.

  1. Touch widget
  2. Enter title
  3. Choose Category
  4. Enter amount

Few cons

  • Some syncing issues between the Android and Web App

  • General lack of documentation.

  • When a Main Category has Sub Category it'll add a extra step for the SubCat every time you enter a transaction. Otherwise entering a transaction is 3 steps from a home screen.

Weekly Discussion - Personal Finance in Canada

Weekly Discussion - Personal Finance in Canada

Each week, we invite you to join this open conversation on a wide range of financial topics. Whether you’re interested in real estate, investments, the stock market, salary-related queries, or simply have general questions about managing your finances, this post is for you.

Feel free to participate, regardless of your level of experience or specific interests in finance, and share your questions and experiences!

It now costs more to afford basic necessities in Calgary than in Vancouver, Toronto: StatsCan

It now costs more to afford basic necessities in Calgary than in Vancouver, Toronto: StatsCan

Open link in next tab

https://www.cbc.ca/amp/1.7054147

Does the latest Bank of Canada announcement mean it’s go time again for variable-rate mortgages?

Does the latest Bank of Canada announcement mean it’s go time again for variable-rate mortgages?

Open link in next tab

Does the latest Bank of Canada announcement mean it’s go time again for variable-rate mortgages?

https://www.theglobeandmail.com/investing/personal-finance/article-does-the-latest-bank-of-canada-announcement-mean-its-go-time-again-for/

‘If I was coming up for renewal, I would choose variable,’ True North mortgage agent Victor Tran says

Does the latest Bank of Canada announcement mean it’s go time again for variable-rate mortgages?
Weekly Discussion - Personal Finance in Canada

Weekly Discussion - Personal Finance in Canada

Each week, we invite you to join this open conversation on a wide range of financial topics. Whether you’re interested in real estate, investments, the stock market, salary-related queries, or simply have general questions about managing your finances, this post is for you.

Feel free to participate, regardless of your level of experience or specific interests in finance, and share your questions and experiences!